Tax Refund: To Spend or Save?

Tax Refund

What Will You Do with your Tax Refund?

Many Americans have plans for their 2013 tax refunds, according to a new survey by John Hancock Financial Services.

More than half of those surveyed expect to get a tax refund this year, and 17% of them plan to spend it. Of those, 56% plan to spend theirs on a vacation. That was the #1 category for splurging, and up from 36% last year who said they planned to use their refund check to finance a vacation.

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Get Out and Vote!

Vote for Credit Unions! 
 
Courtesy of Cindy Connelly and the Georgia Credit Union Affiliates, this week we have an important guest blog to share with you:

Protect Credit Unions with Your Vote

As an American, you have the great privilege of making your voice heard on issues that are important to you by voting in local, state and national elections. Your vote matters. Legislators make important decisions that have direct impact on your life. They also make decisions that impact that way your credit union functions and how it is able to serve you. That is why it is vital for you to be informed about issues that affect credit unions and candidates who believe in the value of your institution. In this way, you are able to ensure that your credit union can continue to serve your best interests now and in the future.

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Scam Alert! Do Not Share Your Information

Scam Alert - Tax Season

Scam Alert: Beware of Fake IRS Agents

Money transfer company MoneyGram is warning Americans about a phone scam that is preying on nervous tax filers this year.

As millions of Americans file their taxes this week, it’s good to keep in mind that not everyone involving themselves in the process is on the up-and-up: scammers are all too aware that tax filers are often worried about a possible mistake they may have made in their taxes, and a possible follow-up call from the IRS.

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Energy-Efficient: What are you doing to conserve energy?

Energy-Efficient

Fewer Americans Are Turning Out Lights

Americans are less apt to turn out lights when not in use — or seek out energy-efficient appliances — than they were just a few years ago, according to a new poll.

The poll, from Harris, found that majorities of Americans still do basic things to save energy, but the percentages have dropped since 2012. For instance, 79% do things like turning off lights, televisions or other appliances when not in use. But that’s down from 82% in 2012.

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Teen Driving: Knowing the Rules of the Road Isn’t Enough

Teen Driving

Teens and “Safe Driving”

A new study finds that teenagers know what constitutes risky teen driving behavior, but regularly engage in it anyway.

Liberty Mutual Insurance and SADD (Students Against Destructive Decisions) said they recently polled American teens to gauge their awareness of the risks of such things as drinking and texting while driving.

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Guest Blog: The True Cost of Owning an Older High-End Car

 

040714 MAC Guest Blog

This week, we’re excited to share a guest blog from our friends at Members Auto Choice.

Deciding on which vehicle to purchase can be a long, dutiful process. There are countless variables that come into play. Dependability, fuel economy, and easy maintenance are the most common needs for consumers. However, when people do their shopping, time and time again they end up way outside their budget for the sake of extras they want. Suddenly, it becomes more about what they want rather than what they need. Their emotions quickly take over, and they lose sight of what they need, and more importantly, what they can afford.

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Vacation Pictures: Tips for Staying Safe!

Vacation Pictures

Don’t Share Vacation Pictures Until You’re Home Safe

You may already know that crooks make use of social media sharing to gain access to victims. Now, there’s some new research that sheds light on the dangers facing vacationers from social media over-sharing.

Specialty insurance company Meemic wants everyone to know the dangers of sharing vacation pictures and details about a vacation while that vacation is still in progress.

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