Guest Blog: College Planning 101

College Planning

This week, we’re sharing an important guest blog courtesy of BALANCE.

Most parents have already heard the bad news: a college education has never been more expensive. Many, in fact, are still paying off their own student debt and would like their children to avoid that burden. The good news is that there’s a lot parents can do to help their children and make the costs of college more manageable. Continue Reading…

Guest Blog: New Advanced Safety Technology In New Vehicles

Advanced Safety

We’re pleased to share the following guest blog from our friends at MEMBERS AutoChoice (MAC)! To learn more about MAC, visit their website at

With the initiation of new safety advances in vehicles, crashes can be prevented beforehand, ultimately leading to better driving conditions and lower fatality rates caused by motor vehicle collisions. Continue Reading…

Guest Blog: Save Instead of Spend This Summer –And Have Fun Doing it!



This week we have a very special guest blog from our friends at BALANCE Financial Fitness!

Summer is a time when certain things are plentiful: the sun, your kids’ availability, and a myriad of ways to spend money. One thing that might not be so available is the cash to do all the things you want. Here are some ways to maximize your dollars over the summer and not break the bank doing it.

  • Consider taking a “staycation” instead of packing everyone up for a trip or spending money on pricey air travel and hotels. Get to know your city by going to museums, parks, and attractions nearby. If you do want to hit the road, consider a house-swap with a friend in another city, or road-trip it with camping, not hotels.
  • Summer camp is a great adventure for kids but it can also be expensive. You may be eligible use Flexible Spending Account (FSA) dollars through your employer to fund camps with pre-tax dollars (note that day camps are typically eligible for dependent care credit but sleep-away camps are not). Talk to your tax advisor to find out more.
  • Though it’s not considered “summer fun” necessarily, doing your own home energy audit could save you big all year round (a professional home energy audit can cost between $200-500). Create a checklist and look for air leaks around windows, doors, and other areas, check insulation, and take a close look at your heating and cooling equipment. If your children are age-appropriate, enlist their help with the audit. It will help reinforce the importance of saving money and DIY. Get more energy tips.
  • Another fun and frugal way to enjoy summer months is to plant vegetables and fruit plants at home. It will also give children the opportunity to plant, grow, and pick their own fruit and vegetables. Consider easy-to-grow items like lettuce, tomatoes, and berries. Bonus: you’ll also save on your grocery bills.

Have a garage sale. Summer is the perfect time to get rid of those old books, clothes, furniture, and anything else just taking up room. Not only will you free up more space, it’s an activity the whole family can participate in. The best part? You’ll get extra cash for some summer fun!