Helping People Afford Life

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Helping People Afford Life

“Helping People Afford Life”…it’s a simple concept, one that drives each one of us at Peach State Federal Credit Union as we strive to help every member achieve their financial goals. 

We know the life most people are striving for does not include mansions, expensive cars and exotic vacations. For most, the lives we want are more practical – a reliable car to get back and forth to work, a home of our own, a nest egg saved up for retirement, funds to send our children to college…

Think of Peach State as more than just a safe place to keep your money or a source to consider for your next loan. We’re here to help our members realize their dreams, even when times are hard.  We’re here to help you afford life.

Peach State can help you afford:

A place to call home…

Dream of owning your own home? Peach State can help you make that dream come true.  We offer a variety of home loans with competitive rates, adjustable or fixed terms, and low closing costs.

A vehicle of your own…

Looking for a new or used vehicle? Your search ends here!  We offer competitive interest rates on our auto loans and a vehicle buying service that can help you find the right vehicle.

For a limited time, get 1% APR * off your auto loan rate when you purchase or refinance a vehicle!
We can help – even if you’ve had trouble qualifying for an auto loan in the past. Ask for more details about our Fresh Start Auto Loan program.

*APR — Annual Percentage Rate. The lowest rate available is 1.9%. Subject to credit approval. Rates subject to change without notice and may be higher based on term and/or qualifications. Must qualify for Peach State membership. Members must qualify for a Peach State loan and checking account. Peach State will finance up to 120% of the NADA vehicle valuation. To be eligible for refinancing, auto loans must be financed with another lender, have a minimum balance of $10,000 and vehicle ownership must remain the same. Offer requires automatic payment, may not be used in combination with any other offer, and is not valid on Fresh Start loans. Minimum loan amount is $10,000 for purchases. A $30 loan application fee is charged for processing. When the loan is issued, the fee will be refunded back to your account. MEMBERS AutoChoice™ is independently owned and operated. Offer may expire at any time.

A VISA® for the known and unknown…

Always be prepared for the unexpected with Peach State’s VISA® Platinum credit card.  For new cardholders, we offer 0% APR* for six months on all new purchases, cash advances and balance transfers!

If you need to build credit or improve your credit score, Peach State can help with a Share Secured VISA credit card.

* APR – Annual Percentage Rate. The 0% introductory APR applies to purchases, cash advances and balance transfers. The 0% APR is effective for the first six statement periods following the opening of your account. The APR will return to the annual percentage rate of your approved card type after the promotional period, or if you fail to make a minimum periodic payment during the promotional period within 60 days from the due date for that payment. Rates range from 8.9% to 14.9%. Offer applies to new VISA® credit card accounts only and may expire at any time. Member must qualify for and maintain an active Peach State checking account. A $30 application fee is charged for processing. When the card is issued, the fee will be refunded back to your account.

Learn more!

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