Goldilocks found one financial institution that was too BIG, and another that was too SMALL, and then she found a credit union that was JUST RIGHT!
Peach State can help make your fairy tale come true with products designed to help you afford life!
Auto Loans / Vehicle-Buying Service
Looking for a new or used vehicle? Your search ends here! We offer competitive interest rates on our auto loans and a vehicle buying service that can help you find the right vehicle.
We can help – even if you’ve had trouble qualifying for an auto loan in the past. Ask for more details about our Fresh Start Auto Loan program.
When you work with our vehicle buying service, MEMBERS AutoChoice™, you’ll experience the hassle-free way to purchase a car. Whether it’s a new or pre-owned vehicle, the experts at MAC will find just what you’re looking for and they’ll negotiate the best possible deal. Our members save an average of $1,000 or more when they go through MAC to purchase their vehicle!
1 APR – Annual Percentage Rate. The lowest rate available is 1.9% APR. Subject to credit approval. Rates subject to change without notice and may be higher based on term and/or qualifications. Must qualify for Peach State membership. Members must qualify for a Peach State loan and checking account. Peach State will finance up to 120% of the NADA vehicle valuation. To be eligible for refinancing, auto loans must be financed with another lender, have a minimum balance of $10,000 and vehicle ownership must remain the same. Offer requires automatic payment, may not be used in combination with any other offer, and is not valid on Fresh Start loans. Minimum loan amount is $10,000 for purchases. A $30 loan application fee is charged for processing. When the loan is issued, the fee will be refunded back to your account. MEMBERS AutoChoice™ is independently owned and operated. Offer may expire at any time.
Dream of owning your own home? Peach State can help you make that dream come true. We offer a variety of home loans with competitive rates, adjustable or fixed terms, and low closing costs.
We offer a wide range of first mortgage loans through our mortgage company, Credit Union Financial Services. Mortgage loan options include conventional, FHA, ARM Loans, USDA and VA. Pre-Qualify today at www.cufs.org.
Take advantage of the equity you’ve built in your home with a fixed rate second mortgage from Peach State. This loan may be the ideal solution for things like home improvements, college tuition or credit card consolidation, and may offer tax deduction opportunities.
Home Equity Line of Credit
If you need extra funds and have equity in your home, consider Peach State’s low-rate home equity line of credit. Our home equity loan essentially provides a line of credit based on a percentage of the equity in your home. The interest on an equity loan is often tax deductible, so be sure to consult your tax advisor when reviewing your options.
VISA® Platinum Credit Card
Always be prepared for the unexpected with Peach State’s VISA® Platinum credit card. For new cardholders, we offer 0% APR² for six months on all new purchases, cash advances and balance transfers!
If you need to build credit or improve your credit score, Peach State can help with a Share Secured VISA® credit card.
Our cardholders can also take advantage of these great benefits:
- No annual fees
- No cash advance fees
- ScoreCard™ rewards
- CardCentives benefits program
2 APR – Annual Percentage Rate. The 0% introductory APR applies to purchases, cash advances and balance transfers. The 0% APR is effective for the first six statement periods following the opening of your account. The APR will return to the annual percentage rate of your approved card type after the promotional period, or if you fail to make a minimum periodic payment during the promotional period within 60 days from the due date for that payment. Rates range from 8.9% to 14.9%. Offer applies to new VISA® credit card accounts only and may expire at any time. Member must qualify for and maintain an active Peach State checking account. A $30 application fee is charged for processing. When the card is issued, the fee will be refunded back to your account.
APPLY NOW or call the Loans By Phone Center at 770.580.6000.