Home Loans: Dream Smart, Bank Smart with Peach State!

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Home Loans: Dream Smart, Bank Smart

Have you found your dream home, but you’re just not sure where to start?  Do you love your home but not your interest rate? The process can be a little overwhelming, but Peach State has smart solutions to help make your dreams come true.

First Mortgages
If you’re thinking about buying a new home or refinancing your current home, we can help!  We offer a variety of home loans with competitive rates, adjustable or fixed terms, and low closing costs.  Online mortgage pre-approvals are now available through our mortgage department, Credit Union Financial Services.  Submit your application online and receive a pre-approval letter in as little as 20 minutes!  Pre-qualify today at www.cufs.org.

This secure online application can be completed in as little as 20 minutes. If you’re approved, you’ll immediately receive a no-obligation, pre-approval letter including:

  • An interest rate quote based on the price of the home you’re interested in
  • Estimated closing costs
  • Amount of money needed for the closing
  • Estimated monthly payment based on the price of the home you’re interested in

This quick and easy online pre-approval process is the first step to owning your dream home at a dream rate!

Second Mortgages
Take advantage of the equity you’ve built in your home with a fixed rate second mortgage from Peach State.  This loan may be the ideal solution for things like home improvements, college tuition, or credit card consolidation, and may offer tax deduction opportunities.

Home Equity Line of Credit
If you need extra funds and have equity in your home, consider our adjustable, low-rate home equity line of credit.  Our home equity loan essentially provides a line of credit based on a percentage of the equity in your home.  The interest on an equity loan is often tax deductible, so be sure to consult your tax adviser when reviewing your options.

It’s all about convenience and saving time with our new Loans By Phone Center.  Apply for your loan without ever having to come into a branch!  Call 770.580.6000 to speak with one of our Lending Specialists today.

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