Still Tangled in Tinsel?

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Balance Transfers

We can help unravel your holiday debt on all balance transfers with our VISA® Platinum credit cards with 0% APR1 for 6 months!

We offer a variety of cards to fit your life with rates as low as 6.9% APR2!

VISA® Platinum A+

  • Low Rate
  • No Annual Fee
  • 25-Day Grace Period
  • Free Balance Transfers
  • Fee-free Cash Advances

VISA® Student Platinum with Rewards

Share Secured VISA®

For those who need to build or improve their credit score

And, all of our rewards cards include:

  • Travel Rewards and Air Miles
  • Travel Reservation Service
  • Personal Shopper
  • $1,000 Identity Theft Insurance
  • Identity Theft Victim Assistance and more!

Apply Today!


1 APR-Annual Percentage Rate.  Subject to credit approval.  Rate may vary based on individual creditworthiness.  The 0% promotional APR applies to the balance transferred and is effective for the first six statement periods following the balance transfer.  Balance transfers must be processed on the same day.  Subsequent balance transfers will not be included in the promotion.

The APR will return to the annual percentage rate of your approved card type after the promotional period, or if you fail to make a minimum periodic payment during the promotional period within 60 days from the due date for that payment.  Rates range from 6.9% to 14.9%.  Member must qualify for and maintain an active Peach State FCU checking account.  Terms and conditions subject to change without notice and offer may expire at any time.

2 APR-Annual Percentage Rate. Subject to credit approval. Rate may vary based on individual creditworthiness. Card rates range from 6.9% to 14.9%. Cards with 6.9% APR are excluded from ScoreCard Rewards and CardCentives program. Member must qualify for Peach State FCU membership and credit card. Terms and conditions subject to change without notice.  A $30 application fee is charged for processing. When the card is issued, the fee will be refunded back to your account.


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